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California USDA Loans - Zero Down Home Mortgage
Not all mortgage lenders offer California USDA loans, and many home buyers have not heard of them. A USDA loan is a government-backed home loan program that allows homeowners to purchase a home with zero money out of pocket. The loans are guaranteed by the USDA in the event of a default.
There are several advantages of a California USDA loan vs. traditional FHA, VA and conventional loans, making them increasingly popular among home buyers, banks and brokers.
Based in Fort Collins, CO, Real Estate Loans 4 You offers USDA loans for California residents. Under the terms of the USDA home loan program, a home buyer may
borrow up to 100% of the appraised value of the home, which consequently eliminates the need for a down payment.
California USDA Income Guidelines
- Zero-Down Payment
- No Monthly Mortgage Insurance
- No Pre-Payment Plan
- Purchase a New of Existing Single Family Home
- Closing Costs can be Financed into the Loan
To learn more about USDA loans, their requirements and guidelines, contact Real Estate Loans 4 You to receive free information and a free California USDA home loan consultation.
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California Home Mortgage Company provides loan solutions for the following states: Colorado, and California. |
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